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MDB - History and Development

Established on 10th December 1992, formerly known as My Xuyen Rural Bank with headquarters in Long Xuyen - the provincial city of An Giang in the Mekong Delta Region which is widely acclaimed the largest granary of Vietnam.

Empowered and furnished with the traditional strengths and experience in credits to agricultural & rural developments, MDB expanded its business on a national scale when the State Bank of Vietnam approved its paradigm shift from a rural commercial to an urban commercial bank.

  • At the end of 2009, the bank changed its name from My Xuyen Bank to Mekong Development, Bank and introduced its brand-new brand identity system, marking its new development stage.
  • 2010 was a turning point for the Bank as it shook hands with Fullerton Financial Holdings (FFH) who then became its strategic shareholders, a wholly-owned subsidiary of Singaporean Government’s Group Temasek Holdings. The partnership has also helped to increase the Bank’s charter capital from 50 million to 150 million dollars (VND 3,000 billion). Since FFH came in, international banking standards and practices have been coming in the Bank.
  • 2011 opened a new chapter in the development strategy of the Bank when MDB successfully increased its charter capital to USD 187.5 million (VND 3,750 billion). 2011 was also an eventful year when large banking IT projects were kicked off and implemented, which set a solid foundation for long-term business plan; a year in which the Bank’s transaction network was expanded and 10 new model branches with significant architectural breakthroughs were put into operation across the country; quality of the Bank’s products & services were improved to best serve the target customer segments. All those developments strongly prove a sustainable MDB for long-term benefits of the customers.

  • 2012 the first fruitful year for MDB when the Bank achieved some initial successes in product development- technological advancement - service experience; MDB became the first bank in Vietnam and Southeast Asia that successfully launched its biometrics domestic Debit Card - MDB Debit Card that takes advantage of biometric authentication (fingerprint). Its debut was reported by more than 40 local newspapers / websites / TV stations and more than 20 foreign media agencies (those from the U.S., the UK, Germany, France, South Korea, Taiwan, Hong Kong, Singapore, etc.).
    • The UK-based Banking Business Review recognized that the debut of MDB’s fingerprint-enabled card characterizes the Bank in the market and has marked a modern banking breakthrough in Vietnam that brings excellent banking experience to the local customers.
    • Financial Times from the UK and Yahoo from the US said that MDB is “the Pioneer Banker” that takes the initiatives in the context of economic difficulties in Vietnam in 2012. Availing such hi-tech solutions that are user-friendly and more secured, MDB took a strategic move that further facilitates the Bank to increase its market share and gain more customers’ confidence. Wall Street Online (the U.S) commented “Biometrics authentication is critical in banking industry since it is also about individualization and security. MDB’s biometric card represents a pioneer that creates a card boom in Vietnam”.

2012 was also the year when MDB introduced its new Core-Banking at the same time with the launch of Customer Relationship Management system (CRM) after 8 months.

Following these achievements, on 15th January 2013, MDB continues to launch its Internet Banking. 12th March 2013 MDB signed a partnership contract with Manulife Vietnam. This partnership is expected to support the development of the one-stop service initiated by MDB that offers banking, insurance and investment products.

20-year experience in banking and financial sector has built up MDB a customer-oriented bank that deeply understands concerns of Vietnamese people. This, coupled with international experience of its foreign strategic partner, is effectively supporting for the development and advancement of the local community under the motto “Enriching Lives, Enabling Success”.

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