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About MSB


Vietnam Maritime Commercial Joint Stock Bank (MSB) was established under the License No. 0001/NH-GP dated 8th June 1991 by the Governor of State Bank of Vietnam and officially started doing business on 12th July 1991 in Hai Phong City, right after the Ordinance on Joint Stock Bank, Credit Cooperative and Finance Company took effect. At that time, the debate about the model of join stock bank was still not settled and MSB became one of the first commercial join stock banks in Vietnam. It was the result of collaboration strength and innovative thinking of founding shareholders: Vietnam Maritime Administration, Vietnam Post and Communication Group, The Civil Aviation Administration of Vietnam and etc.



At the beginning, MSB only had 24 shareholders with charter capital of VND 40 billion and several branches in big cities such as Hai Phong, Hanoi, Quang Ninh and Ho Chi Minh City. It may be said that the establishment of MSB in the early 1990s represented a major breakthrough during the transformation of economic structure in Vietnam.

Looking back at the previous development phase, the period from 1997 to 2000 was the most challenging for MSB. As a result of Asia financial crisis, MSB had to face many difficulties. However, by our own strength and spirit, MSB has gradually regained the balance and continued developing since 2005.

Until now, MSB has grown strongly, sustainably and created customer’s faith. The current charter capital of MSB is VND 8,000 billion and total assets reach about VND110,000 billion. Our network has increased rapidly from 16 branches in 2005 to 230 branches at present.

Thanks to the decision to comprehensively restructure ranging from business strategy, brand image, branch design to customer approach method and etc, MSB is recognized as one of the most innovative banks with audacious business strategy & professional transaction model in Vietnam.


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